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Tuesday, November 19, 2019
10 MOST POPULAR DEALS OF THE WEEK of the Black friday
Thursday, August 6, 2015
Know more about- college scholarships, grants, fellowships, loans and financial
Different financial aids for college education
This is my new
article on scholarships. In the last article we saw how to get Free College
Scholarship? The potential of winning a free college scholarship should be attainable
for anyone who has the motivation to attend college, but needs financial aid.
Read this
blog to know more about different money getting stream for college education.
What is a scholarship?
Scholarships
are funds used to pay for higher education that do not have to be repaid to the
provider. Scholarships may be awarded based on any number of criteria including
academics, achievements, hobbies, and talents, affiliations with various groups
or career aspirations. They are available from federal and state governments,
large corporations, local businesses, professional organizations, universities
and individuals and each has its own requirements applicants must adhere to to
be eligible for the award. Our scholarship search can match you with the
scholarships for which you best qualify and have the best chance of winning.
How is a scholarship different from a grant?
Though the
terms "scholarship" and "grant" are often used
interchangeably, there are a few difference between them. They are both free
money in that you never have to repay but in the majority of cases,
scholarships are awarded to students who are planning to attend or are already
enrolled in some form of postsecondary education. Awardees are often required
to maintain specific grade point averages, participate in certain activities or
take a certain amount of credits per semester to remain eligible for the
scholarships they earned initially; failure to adhere to these guidelines could
result in suspension or cancellation of the funding. Grant recipients, however,
do not necessarily have to be attending or planning on attending college: They
often need the funds to finance research projects (recipients are expected to
create proposals and update the donors regularly to maintain funding) or, if
they are entrepreneurs or victims of natural disasters, require capital to help
start or rebuild their lives.
How is a scholarship different from a fellowship?
Like
scholarships, fellowships are considered gift aid and do not have to be repaid
but they are typically only available for graduate students to help support
their educations. Some fellowships include tuition waivers or payments to
universities in lieu of tuition but most include a stipend to cover reasonable
living expenses.
How do scholarships differ from loans?
The main
difference between scholarships and loans is that while scholarships do not
require repayment, loans do...with interest. Loans are awarded federally
(Stafford, Perkins and PLUS) as well as privately (through banks and other
lenders like Sallie Mae) and can be either subsidized (no payments must be made
while in school) or unsubsidized (payments must be made while in school).
Will winning a scholarship impact my financial aid package?
It may. The
government takes student awards into consideration when offering aid. However,
students should not be deterred by this. The effects are not likely to be
great. Many schools use student money to offset loan eligibility, not grant
awards. Students who receive little aid can benefit greatly from scholarships.
Contrary to beliefs of certain celebrities, more money equals fewer problems.
If I’m not eligible for financial aid, can I still receive a scholarship?
Yes, there
are plenty of scholarships that aren’t based on financial need. Play to your
strengths: If you have a high GPA, apply for academic scholarships, if you’re a
great writer, apply for essay and poetry scholarships, if you’re creative,
apply for art and design scholarships...the list goes on and on. You could have
your entire tuition covered by scholarships if you do your due diligence, which
means you’ll graduate with zero student loan debt.
Why should I apply for scholarships?
The real
question here is why shouldn’t you apply for scholarships? A scholarship is
free money for college, money you don’t have to worry about paying back so you
can spend more time on your classes. You’re being awarded money for college for
something you’re already good at – whether it’s your grades, athleticism,
creative ability or tech savvy – so why not take advantage of it? So many
students don’t want to apply for scholarships because they don’t think they stand
a chance of winning but in reality, applying for scholarships that match your
specific criteria (like the ones our scholarship search will match you with)
increases the odds of receiving a scholarship award exponentially. Scholarships
can paired with all kinds of financial aid to cover the cost of books,
supplies, room and board, even entire tuitions but you will never know if
that’s possible unless you apply.
What are the odds of winning a scholarship?
It depends
on the scholarship you’re applying for. National scholarships will obviously
have larger applicant pools than state- or major-specific scholarships but they
are all judged on specific sets of requirements. If you follow the criteria,
you will have a better chance of winning than someone who doesn’t; the same
goes for students who observe deadlines versus students who submit their
applications late. You won’t win a scholarship because of who you know; you’ll
earn it based on how well you follow directions and the caliber of your
responses.
Can I win multiple scholarships?
Yes, but
typically not from the same scholarship provider during the same award year. If
you’re applying to more than one scholarship, though, be sure to keep your
applications and their unique requirements organized: Sending the wrong
materials to the wrong scholarship committee can guarantee you won’t be
receiving those funds for college.
Am I still eligible for scholarships if I am not a full-time student?
This varies
from scholarship to scholarship. Some awards require students to be in school
full-time, others are valid for students attending part-time and others are
offered specifically to individuals who aren’t currently enrolled but plan to
return to school in some capacity during the next semester.
Can I win scholarships if I attend an online school?
This
depends on the school and scholarship provider. A great place to start your
search is Scholarships.com, where our scholarship search presents awards
meeting your exact criteria, or contact your school directly and inquire about
scholarship opportunities available only to students (this smaller applicant
pool will increase your odds of receiving the award).
Where can I find scholarships?
You’ve
already found your way to Scholarships.com, where you can fill out a profile
and have access to the 2.7 million scholarship awards in our database, so
that’s a great start! For additional awards, speak to your guidance counselor,
financial aid officer, volunteer coordinator, coach, employer or parents’
employers. Scholarships are distributed by large corporations like Google and
local businesses alike – the latter of which you may have a better chance of
winning since the recipient will be drawn from a smaller applicant pool.
I’m not a strong writer. Will I have to write an essay for every scholarship I’m applying to?
While the
majority of scholarship application processes entail some kind of essay to
assess applicants’ writing skills, not all providers require one. Keep in mind
that scholarships that do not require essays can be more competitive or have
additional guidelines to ensure the right students apply. If you’re having
difficulty finding an essay-free scholarship, peruse our "Scholarships by
Type" section for easy scholarships or increasingly popular video
scholarships, where applicants produce short multimedia pieces instead of
writing traditional essays.
Who should I ask to write me a letter of recommendation to accompany my scholarship application and when should I ask them?
Teachers,
coaches, employers or volunteer supervisors are all excellent choices to pen
recommendation letters because they can detail your strengths and achievements
in ways that appeal to scholarship committees. Do not ask parents, relatives or
friends close to your own age because even though they may know you better
personally, these references will carry less weight than a professional source.
As for when you should request their assistance, do so well before the
application deadline. Chances are your letter isn’t the only one they’ll be
writing so asking in a timely manner is not only appreciated but will likely
yield a more thoughtful finished product.
When should I start applying for scholarships?
The sooner
the better, of course! Eligibility requirements vary between awards – you must
be a high school senior, you must be a college sophomore majoring in computer
science, you must be under the age of 30, etc. – but one thing is for sure: You
won’t receive a scholarship if you miss the deadline. Make sure your
application packet is complete at least two weeks before the deadline; this
way, if it gets lost in the mail or the website crashes, you will have enough
time to resubmit your materials.
My schedule is packed. Can my parents apply for scholarships for me?
Your
parents can certainly help you throughout the process but since you are the one
the scholarship will be awarded to, you must be the one to fill out the
application, write the essay, complete necessary supplements and sign the
appropriate forms. Your parents can assist you in securing your transcripts and
even stamping your envelope but if it’s determined that they did the bulk of
the work for you, you will be ineligible to receive the award.
I have a question about the application process/award/requirements. Is it ok to contact the scholarship provider directly?
This should
be detailed in the scholarship’s rules, regulations and guidelines. The
scholarship provider may have the answer to your question but if they have a
strict "no call" or "no e-mail" policy, don’t call or
e-mail. Instead, speak to your guidance counselor or financial aid officer;
they’ve probably encountered the same questions in past years and will be able
to give you an answer...or point you in the right direction toward one.
Will I have to pay an application fee?
Scholarships.com
does not list any scholarships that require any sort of application fee but
there are some scholarships out there that might. It’s ultimately your decision
whether or not you want to apply for a scholarship that charges you to do but
use your best judgment: If the scholarship is for $500 and you must pay a $100
fee to submit your application, is the now-$400 award (which you aren’t even
guaranteed to win) worth it to you?
How do I know if I’ve won a scholarship?
Someone
from the scholarship committee should contact you directly via phone, e-mail or
snail mail by a specific date so it’s essential to make yourself available as
that time draws closer. The funds will then be sent to you or the school you
will be attending during the next semester. If someone from a third-party
organization claims they need personal information (Social Security number,
bank account numbers, etc.) to complete the award process, it could be a scam;
get as much information about the solicitor as possible without divulging your
details and contact the scholarship provider directly to determine your next
step.
Will I have to reapply for this award each year I’m in school, like the FAFSA?
Scholarships
usually come in three varieties: one-time, renewable and renewable with
stipulations. One-time awards are granted – you guessed it – only once while
renewable scholarships are granted each year. Some are dispensed automatically
each year after the initial award but most renewable awards call for the
recipient to reapply or provide transcripts and progress reports to ensure they
are still meeting the guidelines set by the scholarship committee. If you were
awarded for your stellar grades or athletic achievement, a low GPA or
nonparticipation on a university team could call for your award to be
discontinued so check with your scholarship provider to determine what kind of
award yours is and what you need to do to keep the funding coming.
Monday, April 27, 2015
No Job or no money -Still you can give good gift to your beloved Mother
Mother Day free and nice gift ideas
As Mother Day is approaching very fast and we all are thinking about what should we give to her on May 14, 2017. In this article you will find some cool ideas to give your mother a free gift.
I want to dedicate this blog to my mother. Without her advice and help my life could have been ruined as I lost my father when I was very young. My mother helped in all areas of life When I was small I have hard time waking up in morning for my studies. She usually wakes me up at same time she does home chores in the morning times.
M is for the many things she gives me.
O means only that she's soft to talk.
T for the things she tries to teach me.
H Helps fix mistakes I made
E Every time I am sad she tries to make me cheer up
R means reason what I am.
Here are some free gifts that you can give your Mom that are from the heart. These are the kind of Mother's Day gifts that she will treasure for many years. Here is some free gift ideas for our beloved mother:
1.Just a Phone Call
I think it is good to call her on mother days to wish her good health and long life. I usually call her every week so on mother days I have same routine.
2. Few Flowers
Dig a hole for bulb and flower in mother’s Garden. Plant them in places in the yard where she can access easily for watering. Last year I bought her tulip bulb, now she enjoys them every spring time. Also in 2008 I also made her homemade bouquet of roses.
3. Free Email card on mother days
Send her free email cards with personalized messages:
-God send us angels in our mothers to watch us because he can't be everywhere at the same time.
-Hi to all mother's in the world. We are grateful to have you. You are the best of all moms.
-I just want to say how much wonderful you are. You have shown me your love right from my birth.
-I thank god for having such a mom like you. You are just not like the other moms. I love you mom.
-My mom is so sweet, she is gentle and kind and work by using her mind my mother is charming.
-Your loving nature and your kind words will always flow through me like a gentle flower.
-Hey mom love you loads and appreciate all you do. Please keep on being the best in my life.
-Mom you are beautiful. Mom you are everything to me. Mom mom mom mom MOM!
-Mom you are my life, you are my heart. You are the best mom in the world.
-Thank you for the Love, Care, Guidance and Affection.
-You have enriched my life. I don't think I can Thank You enough. I Am So Grateful To You.
-I thank God who blessed me with such a wonderful Mother. I always pray GOD to keep her Happy.
-Roses are red and blue, Oh my momma I love you too.
-You listen to our dreams, you listen to our hopes, you feel our fears, you are best.
-You gave me the gift of life. All I can do is to show how much love I can return you all my life.
-My ever loving mom you are the greatest woman I've ever met. So please be my mom forever!
-There isn't a day that you aren't special to me mom. Happy Mother's Day. I love you.
4. Cooking and some Cleaning
My mother likes to eat fresh vegetable rice. So on mother day I always cook this dish for her. After eating make sure you clean the dishes too. Every year I feel happy that at least one day in year I get chance to cook for her. So I suggest to all my friends do this for your mom or wife.
5. Spring cleaning the house
Give her a day in a weekend that you spend many hours doing a great spring cleaning of her house for her. This is a free Mother's Day gift that she will surely appreciate.
6. Watch some old family videos/DVD
Set aside a night to watch with your mother old family videos/DVD. This way we will all remember our past time.
7. Some Shopping Help
Take your Mom for grocery or other shopping. After shopping make sure you put away things in proper places.
8. Change all batteries
Any electronics stuff needs batteries. Please replace them every year. (E.g. Clocks, alarms, CO monitors, fire alarms etc.)
9. Family Event
Make a mother day as family event. Take your kids to spend time with grandma. She will always appreciate as our family spends time with her.
10. Publish a Mother's photo blog
Publish a new website about your mother
11. Homemade bouquet
Create a homemade bouquet of roses/flowers. Present this before dinner.
12. Mom’s TV Time
Let the mother watch his favorite programs. Enjoy the TV programs with her.
If you know some more ideas please add to this blog…
Friday, April 10, 2015
Free and New GMAT Practice Test Sample Questions and answers
GMAT Practice Test Sample Questions and answers
GMAT Practice Test
After getting good response on Wonderlic Practice Test Sample Questions blog from my blog readers I want to write this blog for GMAT preparation. In the first blog we saw how to prepare for GMAT. I will publish GMAT questions in this article. You can find all answer in the end..
Part 1-GMAT Quantitative
A Problem-solving
Solve these problems and indicate the best of the answer choices given. All
Numbers used are real numbers.
Question 1
If a = 3 and b = -2, what is the value of a2 + 3ab – b2?
A. 5
B. -13
C. -4
D. -20
E. 13
Question 2
34 is what percent of 80?
A. 34%
B. 40%
C. 42.5%
D. 44.5%
E. 52%
Question 3
Jack and Kevin play in a basketball game. If the ratio of points scored by
Jack to points scored by Kevin is 4 to 3, which of the following could NOT be the total number of points scored by the two boys?
A. 7
B. 14
C. 16
D. 28
E. 35
Question 4
Factor the following expression: x2 + x – 12
A. (x – 4) (x + 4)
B. (x – 2) (x + 6)
C. (x + 6) (x – 2)
D. (x – 4) (x + 3)
E. (x + 4) (x – 3)
Question 5
The average of six numbers is 4. If the average of two of those numbers is 2, what is the average of the other four numbers?
A. 5
B. 6
C. 7
D. 8
E. 9
Question 6
What is the next-highest prime number after 67?
A. 68
B. 69
C. 71
D. 73
E. 76
Question 7
Solve: 0.25 x 0.03 =
A. 75
B. 0.075
C. 0.75
D. 0.0075
E. 7.5
Question 8
Dean’s Department Store reduces the price of a $30 shirt by 20%, but later raises it again by 20% of the sale price. What is the final price of the shirt?
A. $24.40
B. $32
C. $30
D. $28.80
E. $26.60
Question 9
How many 3-inch segments can a 4.5-yard line be divided into?
A. 15
B. 45
C. 54
D. 64
E. 84
Question 10
Sheila, Janice, and Karen, working together at the same rate, can complete a job in 3 1/3 days. Working at the same rate, how much of the job could Janice and Karen do in one day?
A. 1/5
B. 1/4
C. 1/3
D. 1/9
E. 1/8
Question 11
Dave can deliver four newspapers every minute. At this rate, how many newspapers can he deliver in 2 hours?
A. 80
B. 160
C. 320
D. 400
E. 480
Question 12
46 ÷ 28 =
A. 2
B. 8
C. 16
D. 32
E. 64
Question 13
What is 20% of 12/5, expressed as a percentage?
A. 48%
B. 65%
C. 72%
D. 76%
E. 84%
Question 14
Archie’s gas tank is 1/3 full. If Archie adds 3 gallons of gas to the tank, it will be ½ full. What is the capacity in gallons of Archie’s tank?
A. 28
B. 12
C. 20
D. 16
E. 18
Data sufficiency
This Data Sufficiency problem consists of a question and two statements, labeled (1) and (2), in which certain data are given. You have to decide whether the data given in the statements are sufficient for answering the question, using only the data given in the statements and your knowledge of mathematics and everyday facts (such as the number of days in July or the meaning of counter clockwise).
Question 15
Does Jonathan get paid more than Deborah?
(1) Alice gets paid more than Deborah.
(2) Jonathan makes less money than Alice.
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 16
Is the integer a less than the integer b?
(1) a3 < b3
(2) a2 < b2
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 17
Is the perimeter of a given rectangle greater than 8 inches?
(1) The two shorter sides of the rectangle are 2 inches long.
(2) The length of the rectangle is 2 inches greater than the width of the
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 18
Is a an integer?
(1) a > 0
(2) 4 2+ 32 = a2
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 19
What is the value of the integer P?
(1) P is an integer multiple of 2, 4, and 5.
(2) 40 < P < 70
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 20
Brian is dividing 50 marbles into 3 groups. How many marbles are in the largest of the three groups?
(1) The sum of the two smaller groups of marbles is equal to the largest group of marbles.
(2) The smallest group contains 6 marbles.
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 21
Is b a positive number?
(1) 1,452(b) > 0
(2) –b < 0
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 22
Is x greater than y?
(1) x > 2y
(2) x – y > 0
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 23
What is the average test score of Angela, Barry, Carl, Dennis, and Edward?
(1) The average of the test scores of Barry, Carl, and Edward is 87.
(2) The average of the test scores of Angela and Dennis is 84.
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Question 24
If y is an integer, is it an odd number?
(1) y3 ≥ 0
(2) y is either an odd number or a negative number
A. Statement (1) ALONE is sufficient, but statement (2) is not sufficient.
B. Statement (2) ALONE is sufficient, but statement (1) is not sufficient.
C. BOTH statements TOGETHER are sufficient, but NEITHER statement
ALONE is sufficient.
D. EACH statement ALONE is sufficient.
E. Statements (1) and (2) TOGETHER are NOT sufficient.
Answer Key
Quantitative
Problem-solving
1. B. Simply substitute the given values for a and b and perform the required
operations.
2. C. This problem is solved by finding x in this equation: 34/80 = x/100.
3. C. Every possible combination of scores is a multiple of 7, since the two terms of
the ratio have a sum of seven.
4. E. To solve this problem, work backwards. That is, perform FOIL on each answer
choice until you derive the original expression.
5. A. A set of six numbers with an average of 4 must have a collective sum of 24. The
two numbers that average 2 will add up to 4, so the remaining numbers must add up
to 20. The average of these four numbers can be calculated: 20/4 = 5.
6. C. Prime numbers are those that are only evenly divisible by one and themselves.
7. D. Simple Multiplication.
8. D. Multiply 30 by 0.2 and subtract this from the original price of the shirt to find
the sale price: $24. Then multiply 24 by 0.2 and add the product to the sale price to
find the final price.
9. C. There are 12 inches in a foot and 3 feet in a yard. Four and a half yards is equal
to 162 inches. To determine the number of 3-inche segments, divide 162 by 3.
10. A. If it takes 3 people 3 1/3 days to do the job, then it would take one person 10
days: 10
3
1
3× 3 = . Thus, it would take 2 people 5 days, and one day of work for two
people would complete 1/5 of the job.
11. E. There are 60 minutes in an hour, so Dave can deliver 240 newspapers every
hour. In 2 hours, then, he can deliver 480 papers.
12. C. Since 4 is the same as 22, 46 = 212. When dividing exponents with the same
base, simply subtract the exponent in the denominator from the exponent in the
numerator.
13. B. Substitute the given values and solve. Resolve the parenthetical operations
first.
14. A. Convert 20% to the fraction 1/5, then multiply by 12/5. The resulting
fraction, 12/25, must have both numerator and denominator multiplied by 4 to
become a percentage.
15. E. This problem can be solved with the following equation, in which x = the total
capacity of the tank: 3
3
1
2
1 x = x + .
Data sufficiency
16. E. The two statements establish only that Alice is paid more than both Jonathan
and Deborah; they do not indicate which of these latter two is paid more.
*GMATTM is a registered trademark of The Graduate Management Admission
CouncilTM, who does not endorse, nor is affiliated in any way with the owner or
the content in this file.
16
17. A. Since the cubes of a and b will retain the original sign (whether positive or
negative), it will be possible to assess the relative sizes of a and b.
18. A. If the two shorter sides add up to 4 inches in length, the two longer sides
must be greater than 4 inches, meaning that the perimeter will be greater than 8
inches.
19. B. The first statement only establishes that a is a positive number; it does not
require that a is an integer.
20. C. 60 is the only integer between 40 and 70 that is a multiple of 2, 4, and 5.
21. A. The first statement establishes that the larger group constitutes half of the
total amount of marbles, which means it must be equal to 25 marbles.
22. D. For (1), the fact that a positive number multiplied by b has a positive product
establishes that b is a positive number. For (2), any positive number with a negative
sign placed in front of it will become negative, indicating that b is a positive number.
23. B. It would be possible for x and y to be negative numbers and still satisfy the
conditions of (1), but it then would be impossible to satisfy (2).
24. C. As long as the sum of all five test scores can be calculated, it will be possible to
calculate the average score.
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