Friday, April 11, 2014

Three new freebies- Ferrero Rocher chocolate, Lottery ticket and Aveeno Shampoo & Conditioner

New freebies for more fun and saving in 2014


This is my new article on getting some more freebies for more saving and fun



1st freebies-Free Ferrero Rocher

Three new freebies- Ferrero Rocher chocolate, Lottery ticket and Aveeno Shampoo & Conditioner


Ferrero Rocher Canada Free sample at selected Walmart location April 10-13 2014




Link from saveandmakemoremoney blog







2nd freebies-Free Lottery ticket




Sign Up for your POKER LOTTO + ALL IN FREE PLAY COUPON

Link from saveandmakemoremoney blog



Complete the form below with your details

Open the email you will receive with a link to your coupon

Redeem by following the instructions in the email



3rd Freebies-Free Aveeno Shampoo & Conditioner Samples




Here is the link

 Link from saveandmakemoremoney blog

Website is little slow…..sloe

Tuesday, April 8, 2014

Free tip to deals with frustrating tech issues (from damaged cords to dwindling phone battery)

How to resolve daily tech problems


Technology is one of humankind’s greatest inventions. It’s constantly improving; helping us stay connected and entertained, and leading the charge of mind-blowing innovation. Even so, we’ve all been saddled with a frustrating tech issue. Whether it’s tangled or damaged cords, or a constantly dwindling phone battery, here are ways to combat a few of the most common techie woes.


Free tip to deals with frustrating tech issues (from

 

Dying phone battery


If you run a lot of apps or use Wi-Fi, your battery probably drains pretty quickly. When you need your device charged in a hurry, try this simple trick to turn your battery bar from zilch to full in no time.



1.Turn on Airplane Mode (turning on this function depends on your device; for iPhone, for example, go to Settings and toggle Airplane Mode to on).

2. Plug in your phone or tablet and charge as usual. (Make sure you turn Airplane Mode off to resume normal function on your phone once you’ve charged.)

 Free tip to deals with frustrating tech issues (from

Dirty headphones


Not only does cleaning them help your cans aesthetically, it eliminates germs and promotes a crisper sound by removing the dust that settles in the speakers.



1. Combine a solution of warm water and soap.

2. Lightly dampen a cloth in the suds and gently wipe the earpieces and wires clean. 3. If your headphones have removable silicone covers, gently clean those separately with a toothbrush.

Free tip to deals with frustrating tech issues (from
3. If your headphones are particularly dirty, try cleaning them using some rubbing alcohol on a Q-tip.

Tip: Be careful – too much soap will leave a sticky residue and too much water or rubbing alcohol is, well, bad news.



Tangled cords


If you use a laptop, you likely have a number of cords you need to quickly use and/or unplug at your workstation. The easiest way to organize them is a handy little trick using sturdy bulldog clips that can be found at most dollar stores.



1. Clamp bulldog clips to the back of your desk or work area.

2. String cables through the openings of the two squeezable metal tips. Your cords will easily slide through the clips’ handles without getting tangled.



Damaged power cords


Cellphone and laptop cords take a beating, especially the end you plug into your device. The simplest way to protect your cords from splitting, bending and fraying is to secure a pen spring around them. Over time, constant tugging and pulling creates cord fraying, creating a potential fire hazard.

1. Disassemble a ballpoint pen by unscrewing the tip, pulling out the ink tube and removing the metal spring.

2. Extend the coil spring and wrap it around your cord closest to the end that plugs into your device. This helps to ensure that the end of your cord is protected, and any existing minor frays, splits and bends are contained so they don’t become worse.

Thursday, April 3, 2014

Before submitting Tax return read this article for more saving (Deductions & Credits check list)

Many Ignored Tax Deductions & Credits

This is my first artcile on this year tax season.

Once again we have April month which means we all have to submit our tax return before April 30 if you owe some money to govt. Before submitting your tax return look at this check list so that you can get a bigger check. Every year millions of dollars in tax deductions and credits go unclaimed. Today, I’m going to introduce you to some of these deductions and credits so you can minimize your tax bill and maximize your refund. Over the next few weeks, I’ll delve into more detail about most of these credits, helping you get ready for tax time.

Before submitting Tax return read this article for more saving (Deductions & Credits check list)


1. Eligible dependant amount


If at any time in the year you were single, divorced, separated, or widowed and you were supporting a person who lived with you in a home that you maintained, you may be able to claim a tax credit for an eligible dependant. Starting in 2012, that amount can be increased if you qualify for the new family caregiver amount for your dependant.



2. Charitable and political donations


Small deductions to eligible charities can add up over the year. If you claim your charitable donations, you can receive a 15% credit on the first $200 (worth $30) and a 29% credit on donations in excess of $200—up to a maximum of 75% of your income in the year. You can also receive tax credits for donations made to federal and provincial political parties and candidates.



3. Student loan interest


Don’t toss those Statements of Interest Paid! Repaying your student loan can be a drain in your early career, but at least you’re eligible for a tax credit for the interest you pay on federal and provincial student loans. Note, however, that this credit does not apply to loans held with a private lender, (e.g., a student line of credit with a financial institution), or to student loans that have been consolidated.

Your student loan interest can be carried-forward for five years, so if you are unable to use your interest in the year, you should consider carrying it forward to a higher earning year. We’ll go into greater detail about what it means to be able to “use your credits” in a later post

Before submitting Tax return read this article for more saving (Deductions & Credits check list)

4. Medical expenses


Often, people don’t claim their medical expenses because they don’t think it’s worth it. However, medical expenses are hidden everywhere; even the additional amount you pay for gluten-free food may qualify as a medical expense if recommended by a doctor. In addition, what the CRA describes as “Medical expenses for self” actually includes medical expenses for you, your partner, and your minor children.





5. Moving expenses


Most people know that if you’ve moved to a new location to start a new job or business you can get a tax credit for your moving expenses. However, many people don’t realize that you can also claim moving expenses if you are a student who has moved to study in a full-time program. One of the most frequently overlooked moving expenses: the commissions you paid to your realtor when selling your old home.



6. Amounts for your children


There are several tax credits available for parents; so many, in fact, that these credits will be the subject of an upcoming blog post. Some of these credits include the “amount for children under 18” (a tax credit available simply because you have children), childcare expenses, amounts for your child’s fitness and arts programs, and, if you are a new adoptive parent, adoption expenses.



7. Public transit passes


Keep the receipts for your bus passes because you can get a tax credit for certain public transit passes. The credit is available for:



•monthly (or longer duration) transit passes,

•shorter duration passes if each one entitles you to unlimited travel for 5-day period and you purchase enough of these passes so that you are entitled to unlimited travel for at least 20 days in any 28-day period, or

•electronic payment cards when used to make at least 32 one-way trips during a 31-day period.

If you spend $100 a month on transit passes, claiming this credit can mean an extra $180 in your pocket, the cost of almost two monthly passes!



8. Carrying charges


One of the most often overlooked deductions are your “carrying charges”, which can reduce your taxable income. It’s not surprising that these are often missed, since the name “carrying charge” isn’t exactly crystal clear. Even if you don’t have very complicated investments, you may have carrying charges that include:

•the amount that you paid for your safety deposit box, or

•some of your investment advisor’s fees (but not their commissions).

Before submitting Tax return read this article for more saving (Deductions & Credits check list)

 

9. Disability tax credit


The disability amount is one of the most valuable Canadian tax credits, worth about $1,500 for an adult and even more for a child. Even if you can’t take advange of the entire credit—e.g., because your income isn’t high enough—the unused part of this credit can be transferred to a wide range of people.

The reason the disability amount is often overlooked is because it covers a broad spectrum of physical and mental impairments, many of which aren’t typically associated with a disability. Children with with ADD, ADHD, Asperger’s Syndrome, anxiety disorders, autism, bi-polar disorder, diabetes (type 1 or 2), epilepsy, FASD, learning disabilities, or manic depression might be eligible for this credit.



10. Home buyers’ amount


If you purchased a home and you have not lived in a home owned by you or your partner in any of the four-preceding years (or you have you purchased a home and you can claim the disability amount), you might be eligible for a $5,000 tax credit—worth up to $750. If you

Thursday, March 20, 2014

2014- Free Printable GRE Test Sample Questions with answers

Print, Practice and Pass GRE Test Admission Entrance Exam 2014-15


This is my new on GRE entrance exam sample questions. In this part of you can do some practice sample question to prepare in GRE Math exam.






Free Printable GRE test Sample Questions 1-10


2014- Free Printable GRE Test Sample Questions with answers

Q 1

What is 35% of a number if 12 is 15% of a number?



A. 5

B. 12

C. 28

D. 33

E. 62



Q 2

A computer is on sale for $1600, which is a 20% discount off the regular price. What is the regular price?



A. $1800

B. $1900

C. $2000

D. $2100

E. $2200



Q 3

A car dealer sells a SUV for $39,000, which represents a 25% profit over the cost. What was the cost of the SUV to the dealer?



A. $29,250

B. $31,200

C. $32,500

D. $33,800

E. $33,999


2014- Free Printable GRE Test Sample Questions with answers

Q 4

After having to pay increased income taxes this year, Edmond has to sell his BMW. Edmond bought the car for $49,000, but he sold it for a 20% loss. What did Edmond sell the car for?



A. $24,200

B. $28,900

C. $35,600

D. $37,300

E. $39,200



Q 5

If Sam can do a job in 4 days that Lisa can do in 6 days and Tom can do in 2 days, how long would the job take if Sam, Lisa, and Tom worked together to complete it?



A. 0.8 days

B. 1.09 days

C. 1.23 days

D. 1.65 days

E. 1.97 days



Q 6

Find 0.12 ÷12



A. 100

B. 10

C. 1

D. 0.01

E. 0.001



Q 7

Divide x5 by x2



A. x25

B. x10

C. x7

D. x3

E. x2.5



Q 8

Which of the following numbers could be described in the following way: an integer that is a natural, rational and whole number?



A. 0

B. 1

C. 2.33

D. -3

E. none of the above



Q 9

Find the mode of the following list of numbers: 2, 4, 6, 4, 8, 2, 9, 4, 3, 8



A. 2

B. 3

C. 4

D. 5

E. 6



Q 10

In the fraction 3/x, x may not be substituted by which of the following sets?



A. {1, 2, 4}

B. {-2,-3,-4}

C. {1, 3, 7}

D. {0, 10, 20}

E. {1.8, 4.3}



1. C: The second part of the problem may be modeled with the equation, 12 = 0.15x. Dividing both sides of the equation by 0.15 gives x = 80. 35% of 80 may be written as 0.35(80), which equals 28.



2. C: The problem may be modeled with the equation, x - 0.20x = 1600, which simplifies to 0.80x = 1600. Dividing both sides of the equation by 0.80 gives x = 2000. The original cost of the computer was $2000.



3. B: The cost of the SUV to the dealer may be represented by the equation, 39000 = x + 0.25x, which simplifies to 39000 = 1.25x. Dividing both sides of the equation by 1.25 gives x = 31,200.



4. E: The problem may be modeled by the expression, 49000 - 0.20(49000), which equals 39,200. Thus, he sold the car for $39,200.



5. B: The problem may be modeled with the equation, 1/4+1/6+1/2=1/t, which simplifies to 11/12=1/t. Solving for t gives t=12/11. Thus, they can finish the work in 1.09 days, when working together.



6. D: The quotient of 12 divided by 12 is 1. The quotient of 0.12 divided by 12 equals 0.01, since the decimal point in 0.12 is moved two places to the left.



7. D: When dividing terms, with the same base, the exponents should be subtracted. So, x5/x2 =x3.



8. B: The integer, 1, is a natural number. The natural numbers are a subset of the set of whole numbers, and the set of whole numbers are a subset of the set of rational numbers. Thus, the integer, 1, is a natural number, whole number, and rational number.



9. C: 4 occurs in the list three times, which is more than any other frequency, thus it is the mode.


10. D: This set contains the element, 0, which would result in division by zero.



Tuesday, March 18, 2014

New Printable TOEFL test Sample practice Questions with answers

Free and New TOFEL Practice Test Sample Questions 2014-15




This is my new article on Free TOEFL test Sample Practice Questions for 2014. In this part you will see questions related finding answers options to see Sentence Correction Practice Questions. These questions can be practice for other English related Practice Exams too.




New AND Free TOEFL English practice test- 1-10




Sentence Correction Practice Questions

New Printable TOEFL test Sample practice Questions with answers


Q 1

Quebec rises in a magnificent way above the St. Lawrence River.

A. rises in a magnificent way above

B. rises in a magnificent way, way above

C. rises magnificently above

D. rises magnificently way above

E. is raised in a magnificent way above



Q 2

Someone gives the school gerbils every year.

A. Someone gives the school gerbils

B. Someone gives the school gerbils

C. Someone gives the School gerbils

D. There is a person that gives the school gerbils

E. An individual gave gerbils


New Printable TOEFL test Sample practice Questions with answers
Q 3

During colonial days, a school room looked rather empty.

A. colonial days, a school room looked

B. colonial days, a schoolroom looked

C. colonial days; a schoolroom looked

D. colonial days; a school room looked

E. colonial days-a schoolroom looked



Q 4

The helium-filled balloon rose in the air.

A. rose in the air.

B. was rising in the air.

C. was in the air.

D. rose into the air.

E. would rise in the air.



Q 5

If I had the address, I would have delivered the package myself.

A. had the address,

B. had the address;

C. had the address-

D. had had the address;

E. had had the address,



Q 6

Do you know that these gloves have lay on the bureau all week?

A. have lay on

B. have laid on

C. would lie on

D. had laid on

E. have lain on



Q 7

If I would have known about the team tryouts, I would have signed up for them.

A. had known

B. would have known

C. could of known

D. had been told

E. could have been told



Q 8

If he would have revised his first draft, he would have received a better grade.

A. would have revised

B. had revised

C. could of revised

D. had of revised

E. would revise



Q 9

Valarie claims that cats made the best pets.

A. made the best pets.

B. could be the best pets.

C. are the best pets.

D. make of the best pets.

E. make the best pets.



Q 10

By next month, Ms. Jones will be Mayor of Tallahassee for two years.

A. will be Mayor of Tallahassee

B. will have been Mayor of Tallahassee

C. will be mayor of Tallahassee

D. will have been mayor of Tallahassee

E. could have been mayor of Tallahassee



New AND Free TOEFL English practice test- 1-10-Answers and Explanations






1. C: The adverb "magnificently" modifies the verb "rises" and reads more appropriately and concisely than the phrase "in a magnificent way." "Way above" [(B), (C)] is slangy and does not express the intended meaning. If it did, "far above" would be more correct. Passive-voice "is raised" (E) connotes a different meaning (i.e. is set higher) than active-voice "rises" (i.e. appears) in this sentence.



2. A: "Someone" is one word, not two [(B), (C)]. "There is a person that" (D) differs semantically and grammatically, meaning someone exists who gives the school gerbils rather than someone gives the school gerbils; also, "who" is preferable over "that" when referring to people. The meaning is changed by past tense "gave" (E); i.e. an individual/someone gave the school gerbils every year but no longer does, vs. someone still gives the school gerbils every year.



3. B: "Schoolroom" is one word, not two [(A), (D)]. A semicolon separates independent clauses or phrases containing internal commas, but is incorrect between a phrase and a clause [(C), (D)]. A comma, not a dash (E), is used between the introductory prepositional phrase and the independent clause it modifies.



4. D: The correct preposition with verbs expressing movement or placement is "into," not "in" [(A), (B), (C), (E)], a common error. We place something into a container, not in it; things move into the air, not in it. "In" denotes something is already there rather than moving/being moved there.



5. E: Since this entire conditional-subjunctive sentence construction is in the past, the correct conditional form is past perfect "If I had had" rather than present perfect "if I had" [(A), (B), (C)] with the present perfect subjunctive "I would have." The correct punctuation between conditional "if" and subjunctive "would" parts is always a comma, never a semicolon [(B), (D)] or a dash (C).



6. E: The present perfect intransitive "to lie" is "have lain," not "have lay" (A), "have laid" (B), or "had laid" (D), which latter two are only transitive, e.g. "She has laid the gloves on the bureau every day" or "I saw a pair of gloves she had laid on the bureau." The conditional "would lie" (C) is only grammatical with a conditional, e.g. "…would lie on the bureau all week unless you moved them," also conveying a different meaning.



7. A: Conditional-subjunctive ("If…then") constructions set in the past use past perfect ("If I had known") for the conditional, and present perfect ("I would have signed up") for the subjunctive, because "If" comes earlier and "then" later. Adding the subjunctive "would"/"could" to the conditional as well (B) is incorrect. Substituting the preposition "of" for the auxiliary verb "have" (C) is always incorrect. "Had been/could have been told" [(C), (D)] differs in meaning from "had known."



8. B: With conditional-subjunctive constructions, never add the subjunctive auxiliary verb (would/could/would have/could have) to the conditional (If) half [(A), (C), (E)]; it is only used in the subjunctive half. It is never correct to substitute the preposition "of" for the auxiliary verb "have" [(C), (D)].



9. E: To agree with the present-tense predicate "claims," the dependent clause must also be present-tense "make," not "made" (A). "Could be" (B) and "are" (C) alter the sentence meaning. "Make of" (D) is not a valid construction in this sentence structure, makes no sense, and means nothing.



10. D: "By next month" used together with "for two years" indicates something that will be completed in the future, so future perfect "will have been" is the correct tense. "Will be" [(A), (C)] means she will be mayor for two years beginning in the future. Moreover, "Mayor" [(A), (B)] is incorrectly capitalized: it is not used as a title/name here (like "Mayor Jones"). "Could have been" (E) changes the meaning.

Monday, March 10, 2014

2016-New Printable MCAT (Medical College) test Sample Questions with answers

This is my new article on Free Printable MCAT test Sample Questions. The MCAT exam is a standardized test that has been a part of the medical school admissions process.




Please find answers in the end



Print, Practice and Pass MCAT...



MCAT Free test Sample Questions 1-7

New Printable MCAT (Medical College) test Sample Questions


Q 1

Which of the following is the most common type of lung cancer?



A. Large cell

B. Adenocarcinoma

C. Oat cell

D. Squamous cell



Q 2

What cell type secrets surfactant?



A. Plasma cell

B. Type I alveolar cell

C. Type II alveolar cell

D. Type III alveolar cell

New Printable MCAT (Medical College) test Sample Questions

Q 3

Which of the following pulmonary term correlates with the definition: noted obstruction of the trachea or larynx.



A. Rhonchi

B. Stridor

C. Wheezes

D. Vesicular



Q 4

Which of the following is not generally caused by COPD?



A. Pneumonia

B. Right sided heart failure

C. Headaches

D. Cor pulmonale



Q 5

Which of the following is not considered a COPD related disease?



A. Bronchiectasis

B. Bronchial asthma

C. Bronchitis

D. Bronchial hypotension



Q 6

Which of the following pulmonary term correlates with the definition: bronchospasm of the bronchial walls?



A. Wheezes

B. Rhonchi

C. Stridor

D. Pleural Rub



Q 7

Which of the following matches the definition: The volume of air that can be inhaled following exhalation of tidal volume?



A. Expiratory reserve volume

B. Inspiratory capacity

C. Inspiratory reserve volume

D. Vital capacity







Answer Key



1. D

2. C

3. B

4. C

5. D

6. A

7. B

Friday, March 7, 2014

Trick to Remove Old Calendar Entries to create more space in Outlook email

More free space in outlook email



With time in outlook email the space get reduced when we use the outlook for many activities. It easy to delete the inbox and sent item but for deleting old calendar entries, you need some more work.

This idea will be apply for both Outlooks 2007n and Outlook 2010.

Calendar items can add a large amount of space to your mailbox. If you want to free up some of this space, you can delete past entries from your Outlook Calendar.

Note: To see how much space your entire mailbox is using,

 

How to check your E-mail Disk Space


To see how much space just your Calendar is using, do these steps:

a .In the Navigation Pane, click the Folder List icon.

b. Right-click on the Calendar icon and choose Properties.

c. Click Folder Size....

This space is listed in kilobytes (KB)

To convert this number to megabytes (MB), divide by 1000 for a rough estimate

Ex: 20,000 KB would equal 20 MB. If your calendar is over this number, we recommend that you follow these steps to reduce its size.




d. Click Close. Click OK.

Note: To select a large block of entries and delete them, you can view the Calendar entries in a list. Once the entries are in a list, you can choose to click any of the column headings to sort the entries in a way you prefer.

1.In the Navigation Pane, click the Calendar icon.

2. In Outlook 2007, from the View menu choose Current View and slide right to All Appointments.

In Outlook 2010, click the View tab. In the Current View group, click Change View and choose List.



Note: By default the Calendar will be sorted by Start date. Non-recurring items will be at the top. These are single event items. If you scroll to the bottom of the list, you may see recurring items listed in your Calendar. You should be cautious of deleting recurring items!



Note: If you click the paper click (attachment) column heading, your entries will sort by attachment. Any entries with an attachment will be larger than regular Calendar entries. For example, if you create a Calendar entry by dragging a message to the Calendar, this creates a larger-than-normal Calendar entry.



Note: If you use Outlook Categories a great deal, you can group Calendar entries by Categories and then sort by Start date. You can then decide to keep entries that are critical to you. See steps below for help with this if needed.



Note: And, if you want to reset the Calendar's List view back to its default, see steps below as well.



3. To delete a range of Calendar entries, click on the first entry to be deleted. Hold down the Shift key and click on the last entry in a given range to be deleted. For example, you could delete all entries from the year 2007.



4. Press Delete.



5. Repeat Steps 3 and 4 as needed to delete additional Calendar entries.



Note: When finished, you should set the Calendar back to the normal "Day/Week/Month" view.



6. In Outlook 2007, from the View menu choose Current View and slide right to Day/Week/Month.

In Outlook 2010, click the View tab. In the Current View group, click Change View and choose Calendar.



Group Calendar List View by Categories and Sort by Start Date




Note: These steps may prove useful for people who make use of Outlook Categories.



1.In Outlook 2007, from the View menu choose Current View and slide right to Customize Current View.

In Outlook 2010, click the View tab. In the Current View group, click View Settings.

2.Click the Group By... button.

3.From the Group item by drop-down list, choose Categories. Click Ascending.

4.Click OK.

5.Click the Sort... button.

6.From the Sort items by drop-down list, choose Start. Click Ascending.

7.Click OK. Click OK.

8.You should see the Calendar entries without a category with the oldest Start dates at the top.

Reset the List View to Default

Note: These steps will reset the Calendar view back to its default.



1. In Outlook 2007, from the View menu choose Current View and slide right to Customize Current View. Click Reset Current View. Click OK. Click OK.

In Outlook 2010, click the View tab. In the Current View group, click Reset View. Click Yes.











How to understand which option to use for Hydro in Canada (use tool Ontario Energy Board’s bill calculator)

  Hydro Ottawa’s rate plan comparison tool is available for   MyAccount   customers and automatically uses your consumption data to show you...