Free and Printable IQ Sample Questions IV

New, Free and Printable IQ Sample Questions 2013-14

This is my 4rth part of blog on Free and Printable IQ Sample Questions. In this blog you will see some more Free and Printable IQ Sample Questions with answers.

Free and Printable IQ Sample Questions - 46-56

Q 46

Rearrange the following letters to make a word and choose the category in which it fits.

RAPETEKA

A. city

B. fruit

C. bird

D. vegetable

 

Q 47

Find the answer that best completes the analogy

people : democracy :: wealthy :

A. oligarchy

B. oligopoly

C. plutocracy

D. timocracy

E. autocracy

Q 48

Find the answer that best completes the analogy

languages : meaning :: philology :

A. erudition

B. philosophy

C. ethics

D. semantics

E. grammar

Q 49

Which one of the sets of letters below can be arranged into a five letter English word.

A. A T R U N

B. P O D E B

C. R N A S L

D. M O H A T

E. E T L R N

Q 50

What is the missing letter?

E C O

B A B

G B N

D B ?

Q 51

Find two words, one from each group, that are closest in meaning.

Group A

raise

floor

stairs

Group B

top

elevate

basement

A. raise and elevate

B. raise and top

C. floor and basement

D. stairs and top

E. floor and elevate

Q 52

Which number should come next in this series?

25,24,22,19,15

A. 4

B. 5

C. 10

D. 14

Q 53

Which number should come next in this series?

3,5,8,13,21,

A. 4

B. 21

C. 31

D. 34

Q 54

At the end of a banquet 10 people shake hands with each other. How many handshakes will there be in total?

A. 100

B. 20

C. 45

D. 50

E. 90

Q 55

The day before the day before yesterday is three days after Saturday. What day is it today?

A. Monday

B. Tuesday

C. Wednesday

D. Thursday

E. Friday

Answers-Free and Printable IQ Sample Questions - 46-56

46. Correct answer: bird (parakeet)

47. Correct answer: plutocracy

48. Correct answer: semantics

49. Correct answer: R N A S L (snarl)

50. Correct answer: H

Explanation: Convert each letter to its numerical equivalent in the alphabet e.g. the letter "C" is assigned the number "3". Afterwards, for each row, multiply the numerical equivalents of the first two columns in order to calculate the letter in the third column.

51. Correct answer: raise and elevate

52. Correct answer: C

Explanation: The pattern decreases progressively: -1, -2, -3, -4, -5

53. Correct answer: D

Explanation: 3+5=8, 5+8=13 and so on.

54. Correct answer: C

55 Correct answers: E

Free and New Printable insurance agent exam sample Questions 1-150

Free insurance agent exam samples questions 2012-13

This is 4rth part of my blog on insurance agent exam. You will find all answers in Red.

 

Please Print, Practice and Pass insurance agent exam

Free insurance agent exam samples question 28-35

Question 28

All of the following are true regarding Viatical Settlements EXCEPT:

A. Amounts received are taxable to the policy owner

B. They are done by clients who need to raise money to pay medical bills

C. The policy is sold at a discount

D. An absolute assignment of policy ownership is required

Question 29

If an IRA participant dies before distributions begin and his spouse is his beneficiary:

A. All funds must be distributed within 5 years

B. Required minimum distributions must begin when participant would have been age 70 ½

C. The spouse can roll-over all funds to a new IRA

D. All funds must be distributed immediately

Question 30

Which of the following types of annuities will continue to make payments to a beneficiary after the annuitant has died:

A. Pure life

B. Period certain

C. Straight life

D. Life income

Question 31

If not kept in force for a long period of time, which type of Life Insurance is most expensive:

A. Whole life

B. Decreasing term

C. Annual renewable term

D. Level term

Question 32

When an annuitant dies before annuitizing the contract, his beneficiary will receive:

A. Nothing

B. The face amount of the policy

C. The premiums paid in

D. The value of the account

Question 33

All of the following are true regarding Decreasing Term life insurance EXCEPT:

A. It is often used by financial institutions who write Credit Life for debtors

B. The face amount goes down over the term of the policy

C. The premium goes down as the coverage decreases

D. It is often used as Mortgage Protection coverage

Question 34

All of the following are true about Life Insurance provisions EXCEPT:

A. The reinstatement provision applies after a policy lapses for non-payment

B. An absolute assignment is a change in the ownership of the policy

C. A revocable beneficiary may be changed at any time

D. Mutual insurers may pay dividends to stockholders

Question 35

A mutual policyholder who wants to minimize his annual insurance cost should select which of the following dividend options:

A. Interest

B. 1 year term

C. Paid-up additions

D. Apply to premium when due

ANSWERS & RATIONALES- Free insurance agent exam samples question 28-35

28. A When a policy owner with a terminal illness sells their life insurance policy to an investor, it is known as a Viatical Settlement. The policy owner assigns his ownership in his policy to an investor in return for a discounted current payment. The investor names

himself as beneficiary and will receive tax free proceeds upon the death of the insured. Income received is not taxable to the former policy holder.

29. B If the spouse is the IRA owner's sole beneficiary and the owner dies before distributions begin, the surviving spouse can take withdrawals over her life expectancy, but withdrawals must start no later than the date on which the deceased IRA owner would have been age 70 1/2.

Or, the surviving spouse may elect to treat the IRA as being her own and start distributions when she turns age 70 1/2, with required minimum distributions based upon her life expectancy at that time.

30. B Pure life, straight life or life income annuities are all the same thing, and have no beneficiary. If the annuitant dies, payments stop. However, a period certain annuity guarantees a certain number payments, even if the annuitant dies. For example, if an annuitant with a 10 year period certain dies after 5 years, payments would continue on to the beneficiary for another 5 years.

31. A In the long run, Whole Life insurance is the cheapest due to its cash value accumulation. However, since it takes a long time for the cash value to accumulate, it is the most expensive in the short run. Term insurance is the cheapest in the short run, but most expensive in the long run, since it never has a cash value.

32. D When an annuitant dies during the accumulation period of an annuity, the beneficiary will receive the accumulated value of the account, which includes all premiums paid in by the annuitant plus any accumulated interest. Of course, the interest will be taxable to the beneficiary.

33. C On Decreasing Term life insurance, the premium stays the same as the face amount goes down. It is often used in Credit Life and Mortgage Protection insurance. Remember, term life insurance has no cash value.

34. D Mutual insurers might pay dividends to policyholders, not stockholders. Mutuals are owned by their policyholders and do not issue stock. Instead, they issue ‘participating’ policies, where the policyholders might participate in the company profits in the form of dividends, which are never guaranteed.

35. D Mutual policyholders may select from several dividend options, if a dividend is declared. If the policyholder elects to apply his dividend to his annual premium when due, this cash outlay will be reduced. However, dividends may not be guaranteed.

Free and New Printable MAT (Miller Analogies Test) Sample Questions VII (Other English Exam)

Print, Practice and Pass MAT Admission Entrance Exam 2013-14

This is my 7th part of blog on MAT sample questions. In this part of my blog you can do some practice sample question to prepare in English exams.

The Miller Analogies Test (MAT) is a test of verbal skills (vocabulary and comprehension) and analytical thinking which the test makers have designed to be a predictor of success in graduate school and professional life.

You can use this test for other English related exams too

Free Printable MAT test Sample Questions 61-70

 

Question 61

PERFORATION : SEAL :: (____) : SKIN

A. contraption

B. adhesion

C. scar

D. laceration

Question 62

ARGON : ELEMENT :: (____) : COMPOUND

A. copper

B. water

C. oxygen

D. lead

Question 63

PROBITY : GUILE :: (____) : LAZINESS

A. industry

B. felicity

C. ingenuity

D. decorum

Question 64

TURNIP : (____) :: POTATO : STEM

A. flower

B. vegetable

C. root

D. gourd

Question 65

0.125 : (____) :: 0.75 : ¾

A. 1/8

B. 1/9

C. 1/16

D. 1/20

Question 66

(____) : SEPARATE :: JOIN : REND

A. desecrate

B. capitulate

C. promulgate

D. amalgamate

Question 67

CAROUSE : SEDATE :: ENTHUSE : (____)

A. lukewarm

B. voluble

C. hidden

D. controversial

Question 68

ZEALOT : PASSION :: (___) : DECEPTION

A. patriarch

B. quack

C. sybarite

D. libertarian

Question 69

(____) : JUNG :: ECONOMICS : PSYCHIATRY

A. Freud

B. Pasteur

C. Keynes

D. Leavis

Question 70

FRANKENSTEIN : SHELLEY :: DRACULA : (____)

A. Poe

B. Collins

C. Byron

D. Stoker

Question 71

CHOLERIC : ANGER :: (____) : DOUBT

A. narcissistic

B. gullible

C. skeptical

D. sanguine

Answers- Free Printable MAT test Sample Questions 61-70

61 D

62 B

63 A

64 C

65 A

66 D

67 A

68 B

69 C

70 D

71 C

Free and Printable TOEFL test Sample Questions for 2013 Part XIII (Other Eng. Exams)

Free and New TOEFL test Sample Questions for 2013-14

Good luck to all....




This is 13th part blog on Free TOEFL test Sample Practice Questions for 2013. In this part you will see questions related completing the sentences. These questions can be practice for other English related Practice Exams too.

Free TOEFL test Sample Practice Questions: Q 124-133

 

Choose the appropriate options to complete the sentences

 

Q 124

The man denied all responsibility for the rumors ---- for some time.



A) to be circulating

B) have circulated

C) to being circulated

D) having been circulating

E) be circulated




Q 125

We think the project, ---- relies on everyone making an effort, will be successful.



A) what

B) that

C) for which

D) which

E) where


Q 126

He showed me round the town, ---- was very kind of him.



A) where

B) that

C) who

D) what

E) which



Q 127

raud detectives are investigating the company, three of ---- senior executives have already been arrested.



A) which

B) that

C) whose

D) what

E) whom



Q 128

I intentionally didn't have lunch ---- I would be hungry tonight.



A) so that

B) in case

C) hence

D) however

E) moreover





Q 129

We were unable to get funding and ---- had to abandon the project.



A) therefore

B) notwithstanding

C) however

D) since

E) providing



Q 130

You mustn't think that you can borrow it whenever you want to just ---- I'm lending you my dress for tonight.



A) due to

B) despite

C) yet

D) because

E) in case of



Q 131

She has denied her family and refused to have any contact with them, ----?



A) hasn't she

B) isn't it

C) doesn't she

D) did she

E) wasn't it



Q 132

When she ---- to boarding school, she felt as though her parents ---- her.



A) has been sent / have rejected

B) sent / had rejected

C) sent / rejected

D) was sent / had rejected

E) had been sent / have rejected



Q 133

By the time I ---- the job advertised, it ---- too late to apply.



A) see / has been

B) had seen / has been

C) have seen / was

D)would see / had been

E) saw/ was

Answers-Free TOEFL test Sample Practice Questions: Q 124-133

124  D

125  D

126  E

127  C

128  A

129  A

130  D

131  A

132  D

133  E